Real Money Answers for Every Woman - How to Win the Money Game With or Without A Man - E-book - ePub

Now widely available, the popular, award-winning, self-published guide to help women get out of debt, rebuild their credit, and fulfill their financial dreams. Patrice Washington rationalized her excessive spending. "I work hard, I deserve this." "I bought it on sale." But at twenty-two, the recent college graduate was $18, 000 in debt and sinking fast. It was time to take control. Patrice educated herself about finance, adopted a new attitude toward money, and most importantly, adjusted her spending habits.
By twenty-five she was debt free-and used the wisdom she gained to start her own successful real estate and mortgage brokerage-and by twenty-nine started her own financial counseling business. Patrice's former bad spending habits aren't unique, and women find themselves in financial hot water for a host of reasons. Women earn less than men and have to stretch those hard-earned dollars further. They contribute more to caregiving and aging parents, live longer, and many-including most African American women-are choosing to stay single.
Real Money Answers for Every Woman teaches you how to take responsibility for your financial future, whether you're just starting out or need a fresh start. In a handy Q & A format, it offers relatable and easy to understand and implement advice on everything from managing credit cards, home ownership, and student loans to affordable childcare and even negotiating for a higher salary. Following Patrice's practical advice, you'll learn to form "wealthy" habits, establish an "opportunity fund, " stop collecting STUFF that causes debt, and discover the freedom that comes from feeling financially secure.