Karyn Bosnak is taking New York by storm - she's found a great job, a fantastic apartment and even a handsome man to date! It doesn't take her long to fit right in... Then, disaster strikes. She loses her job, and she's $20,000 in debt. The situation looks hopeless, until Karyn has a sudden inspiration - if four rich people gave her $5,000, she'd be fine; or if twenty people gave her $1,000; or if 20,000 people gave her $1 ... So Karyn decides she'll just ask.