Joy Bose

As Artificial Intelligence quietly reshapes the financial world, from instant loan approvals to fraud detection and robo-advisors, what happens to fairness, transparency, and accountability? This book explores the legal, ethical, and human dimensions of AI in India's financial sector. Drawing from Indian laws, global best practices, real-world case studies, and the author's LLM research, it demystifies how algorithms affect our rights, data, and access to credit and financial services.
This book is intended for law students, fintech professionals, regulators, journalists, and any citizen concerned about justice in the age of AI. Topics include the Digital Personal Data Protection Act, RBI and SEBI regulations, algorithmic bias, the EU AI Act, and how India can build its own path toward ethical, people-first AI regulation.