The Board of Emotional Indemnity

Dystopian Science Fiction - Psychological Thriller - Literary Science Fiction What if grief wasn't a feeling-but the world's most valuable resource?Karen Reed has spent years working as an insurance adjuster for the Municipal Insurance Syndicate, a bureaucratic machine that transforms human sorrow into the energy powering an entire city. Every denied claim keeps the lights on. Every broken family fuels another day of prosperity.
Haunted by the death of her daughter and buried beneath impossible debt, Karen survives by suppressing every emotion she has left. But when a mysterious claimant insists that his grief belongs to someone else, impossible memories begin bleeding into Karen's mind. As her Emotional Credit score plummets, she uncovers a conspiracy reaching far deeper than corrupt paperwork. Memories have been stolen.
Love has been commodified. And the city's greatest power source may be built upon one unimaginable sacrifice. Pursued by ruthless Sentiment Wardens and hunted by the very institution she once served, Karen must decide whether saving her daughter is worth destroying the system that keeps millions alive. The Board of Emotional Indemnity is a haunting dystopian psychological thriller blending speculative science fiction, emotional horror, conspiracy, and unforgettable world-building into a story about memory, identity, motherhood, and the true cost of becoming emotionally numb.