If You Don't Know Sh*t About Money, Start Here. A Beginner's Guide to Budgeting, Saving, Credit, and Investing Minus the Bullsh*t

If You Don't Know Sh*t About Money, Start Here is a beginner's guide to budgeting, saving, credit, debt, and investing - explained plainly, honestly, and without judgment. This book is for people who were expected to magically understand money, got shamed for not knowing, and had to learn the hard way. No suits. No lectures. No pretending everybody grew up with financial guidance or a safety net. Lena Larice breaks money down the way real life teaches it - through mistakes, consequences, and finally understanding how the system actually works.
This is financial literacy at ground level. The foundation most people never got, but were punished for missing. Inside, you'll learn: How to budget when money is tight Why saving isn't punishment - it's protection How credit really works (and how it snitches) Why debt happens and how to clean it up What investing actually is, minus the myths This isn't a get-rich-quick book. It's a get-stable-first book.
There's no hype here, no shame, and no talking down to you. Just real explanations, real stories, and real clarity for adults who are starting late, starting over, or starting tired. If you've ever felt overwhelmed, behind, or confused about money, this is where you begin.