Moodykhan

Mind Over Money is a warm, practical, and deeply relatable guide for small-town Indians who want to take control of their finances-without stress, confusion, or complicated language. Through simple stories, behavioral psychology, and easy-to-use AI tools, this book shows how anyone can rewrite their money story, no matter their background. You'll meet young students, small-town workers, and everyday dreamers who learned to break mental barriers, overcome fear, and build wealth using small habits and smart digital strategies.
Each chapter blends real-life examples with actionable micro-habits you can start today-like managing daily expenses, shifting from scarcity to growth mindset, avoiding FOMO-triggered spending, and turning simple skills into side hustles. This book also introduces affordable AI-based apps that help track expenses, automate savings, and support micro-investing, making financial confidence accessible even for those with low-income or limited resources.
With weekly routines, 30-day transformation plans, and a 5-year wealth roadmap, you will learn how to create a personalized system that fits your life. Mind Over Money is not just about earning more-it's about thinking better, acting smarter, and building a financial future filled with clarity and confidence. Start small, start today, and watch your life change one habit at a time.